FILE — An Oct. 20, 2008 file photo shows the Dutch flag flying outside ING head office in Amsterdam, Netherlands. ING Groep NV, one of the world’s largest financial services companies, announced plans Monday Oct. 26, 2009 to sell or list its insurance and investment management arms and to issue €7.5 billion ($11.3 billion) in new shares to repay state aid and bolster its finances. (AP Photo/Peter Dejong/file)